Impermanence Nature of Wealth

This “KURAL” comes under Adhikaram 33 (Section) – “Nilayamai”, meaning Impermanence.

Philosophical Meaning: This Kural talks about the impermanence nature of money or wealth. Most of us think that once we accumulate a certain amount of wealth, it will bring about security / happiness in life. But once we reach that stage, the line gets further extended & we feel “A little More” is still required to bring that happiness and this continues forever…

Tiruvalluvar in one of the other Kural in the same Adhikaram states that to fix our happiness / security on such a impermanent & unstable thing as wealth is a foolish act. In one other Kural in the same Adhikaram, he states that one should involve himself in imperishable righteous deeds immediately with his accumulated wealth as the nature of wealth is always perishable & may become NOTHING in no time.

Practical Meaning: Wealth accumulates little by little over a period of time just the way people enter into a cinema hall at different times before the show begins. Once the show is over, the crowd disappears from the hall at one go immediately and the hall becomes empty soon. Similarly the accumulated wealth disappears instantaneously & melts away too. 

Inference: Given this impermanent nature of wealth, one should be careful in managing one’s wealth. To BECOME RICH in a way is easier when compared to STAYING RICH. We earn money & invest it to accumulate wealth over a period of many years. But then, if not planned properly, the accumulated wealth can vanish in a jiffy in the following situations:

  1. Unfortunate Death of the primary bread-winner of the family without Adequate Life Insurance & much worse with lot of debts to service.
  2. Loss of Employment caused by Permanent Disability due to an accident
  3. Health related expenses due to critical illness & not having adequate health insurance cover
  4. Greed in making more money by involving in speculative investments without proper knowledge about them & relying on false promises made by agents, distributors, brokers, bank officials, friends, relatives, etc.
  5. Unmindful spending to please others (or) to live like others to show off

If we carefully look at the above situations, we notice that all the above are nothing but GAMBLING. The first 3 items can be avoided by passing on the risk to an insurance company. The 4th & the 5th items can be avoided by pure self-restraint – having our own financial goals, consulting a trusted financial adviser and making sure a financial plan is charted for the same so that the money is well-budgeted for the goals first leaving the rest to be spent without any guilt.

Tirukural, one of the most revered Tamil literary work by Saint Tiruvalluvar & praised as "The universal Veda & the Universal Code of Conduct" is a master-piece manual to lead a happy, successful & satisfied life...
Picture Courtesy: merkol


International Women’s Day

#HappyWomensday #Internationalwomensday


Rough Translation of Mahakavi Bharathiyar’s poem on Women (Shakti – The State of Feminine)!

The state of being with no suffering is Shakti
The state of being awakened is Shakti
A matured tender love is Shakti
The fulfillment of masculine is Shakti
Matured joy is Shakti
The God who dwells in all our thoughts is Shakti
The work that we do is Shakti
The end in Liberation & enlightenment is Shakti
The courage that destroys laziness is Shakti
The flame present in the words is Shakti
The taste in the sweetest of fruits is Shakti
The thoughts about God is Shakti
Shiva living in the mountain, his lovely partner is Shakti
The force responsible for life’s prosperity is Shakti
The intellect that protects the world is Shakti
The one that protects us from falling is Shakti
The penance that removes confusion is Shakti
The infinite that spans the entire universe is Shakti
The highness that destroys Karma is Shakti
The flame that shines inside one’s mind is Shakti

Money Lessons from Lord Shiva

Personal Finance Lessons from Lord Shiva:

1) Shiva though being a supreme God, still chooses to lead a very simple life in a mountain. He has very few needs and even his marriage was conducted in a simple manner. This forms the basis of all financial planning.

2) Shiva is known for his indifference to the ups & downs of life. He practices detachment. Similarly one must be detached from both greed & fear to make investing a successful journey.

3) Lord Shiva make sure that Parvathi is involved in all important matters that he has given half of his body to Parvathi. Similarly one needs to involve their spouse in money management decisions for a happy life.

4) More importantly Shiva is an indirect controller of stock market in the form of Nandi (The bull). So if one wants higher returns from stock market he should pray to Lord Shiva 🙂

#happymahashivratri #mahashivaratri